List of all international banks in Kenya
An international bank is a bank that offers financial services across geopolitical borders.
Also referred to as offshore/foreign banking, it draws customers from different locations across the globe for a specific range of services.
There is a large concentration of international banks in Kenya.
While some operate as subsidiaries of larger multinational financial institutions, some are local banks that have gone international.
1. Kenya Commercial Bank (KCB)
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- KCB is registered as a commercial bank by Kenya’s regulator Central Bank of Kenya (CBK).
- The bank boasts a Ksh. 939.6 billion asset base and a reach of 205 branches countrywide.
- It has since crossed over Kenya’s borders with operations in Uganda, Tanzania, South Sudan, and Burundi.
- Kenya Commercial Bank also has over 29 million Kenyan customers, as well as 26,726 agents countrywide.
- Alongside other top banks, KCB controls close to half of Kenya’s market share.
- KCB provides distinct services for both individual and corporate utility.
- The services include;
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- Loans
- Insurance
- Savings
- Financing
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- Its popular KCB-MPESA service has enabled millions of users to save and borrow loans from it.
- KCB has also digitized its services and is now accessible on the world wide web and KCB Applications.
- Click here to download the KCB Android mobile App.Â
- Click here to download the KCB iOS mobile App.Â
Also read: List of all tier 1 banks in Kenya
2. Equity Bank Kenya
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- Equity Bank Kenya Limited is a financial services provider headquartered in Nairobi, Kenya.
- It is licensed as a commercial bank by the Central Bank of Kenya which is Kenya’s banking regulator.
- Equity Group Holdings, its parent company, has subsidiaries in the following other countries in Africa;
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- Uganda
- Tanzania
- Rwanda
- South Sudan
- The  Democratic Republic of Congo
- A representative office in Ethiopia
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- Alongside other top banks, Equity controls close to half of Kenya’s market share.
- Equity is also the most accessible bank in Kenya complete with Mtaani agents as well as User SIM cards.
- Mimicking Safaricom’s M-PESA, Equity Bank customers can perform deposits, withdrawals, and a host of other transactions using the convenient Equitel line.
- After being introduced in 2014, Equity Bank’s mobile network Equitel attracted more than 2.7 million users in just 2 years.
- This cutting-edge banking maneuver grew Equity Bank’s market share to 20%.
- By 2021, Equity Bank had an asset base of over Ksh. 1.12 trillion.
- Equity Bank has also digitized its services and is now accessible on the world wide web and Equity Bank Applications.
- Click here to access the online Equity Bank self-service portal.
- Click here to download the Equity Bank Mobile App.
3. Standard Chartered Kenya (Stanchart Kenya)
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- Standard Chartered PLC is a British multinational bank that offers retail banking in Kenya.
- Standard Chartered Bank Kenya Limited is regulated by the Central Bank of Kenya.
- The bank offers individual consumer, corporate, institutional banking, and treasury services.
- Its first branch in Kenya was opened at Treasury Square in Mombasa’s Central Business District.
- The bank has also been on a recent winning streak of banking awards, having won accolades including;
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- World’s Best Trade Finance Provider in Kenya 2022
- Best Trade Finance Bank in East Africa 2022
- Best Consumer Digital Bank 2020
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- Standard Chartered Bank Kenya has also digitized its services and is now accessible on the world wide web and Standard Chartered Bank Applications.
- Click here to download the Stanchart Kenya mobile App.
4. Stanbic Bank
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- Stanbic Holdings Plc, formerly known as CfC Stanbic Holdings Limited, is a financial services organization in Kenya.
- Headquartered in Nairobi Kenya, Stanbic Bank has subsidiaries in Kenya and South Sudan.
- Alongside other top banks, Stanbic controls close to half of Kenya’s market share.
- The bank has been serving Kenyans since 1958, with a wide range of products including;
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- Private banking
- Diaspora banking
- Construction Financing
- Salary or cash advance
- Loans including home loans
- Mobile banking
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- Click here to download the Stanbic Bank Mobile App.
5. Absa Bank Kenya
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- Absa Bank Kenya PLC, formerly Barclays Bank Kenya Limited, is a commercial bank registered in Kenya.
- The bank is a subsidiary of the South Africa-based Absa Group Limited.
- It is licensed by the Central Bank of Kenya, the central bank and national banking regulator.
- Absa Bank is present in 12 countries offering financial services including;
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- Personal Banking
- Islamic banking
- Corporate investment
- Insurance
- Asset management
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- Absa has a popular money lending service Timiza that is ideal for low-income earners.
- The service is accessible through both USSD and online mobile Apps.
- Click here to download the Absa Bank Mobile App.
- Click here to download the Absa Bank iOS Mobile App.
Also read: List of All Taxi Hailing Apps in Kenya
6. Diamond Trust Bank Group (DTB)
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- Diamond Trust Bank Group is a Kenyan bank that was founded in 1945.
- The bank has enjoyed decades of growth that has seen it begin operations in the following countries;
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- Â Burundi
- Tanzania
- Uganda
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- DTB is majority owned by the Aga Khan Fund for Economic Development.
- Headquartered along Nairobi’s Mombasa Road the bank deals with both corporate and individual clients.
- The bank has also been registered by the Nairobi Securities Exchange since 1972.
- Diamond Trust Bank offers the following services;
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- Fixed deposits
- Salary Accounts
- Diaspora banking
- Mortgage
- Leasing
- Insurance premium financing
- Overdraft facilities
- Term loans
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- Click here to download the Diamond Trust Bank Android Mobile App.
- Click here to download the Diamond Trust Bank iOS Mobile App.
7. Bank of India
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- The Bank of India is a foreign financial service provider that is based in  Bandra Kurla Complex, Mumbai.
- The bank has been operating in Kenya since 1953 when it opened its first branch in Mombasa.
- A Nairobi branch was opened in 1954. The Bank has also been modifying its corporate identity over the years to maintain the spirit of modernization.
- The colors of Bank Of India’s Star have changed colors to Blue, Russet, and Ochre, which has enhanced the visual appeal of the logo.
- Registered as a commercial bank by the Central Bank of Kenya, it offers the following services;
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- Loans and advances
- Safe deposit
- Savings account
- Fixed deposit account
- Current account
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8. Bank of Baroda
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- Bank of Baroda is a central public sector bank under the ownership of the Ministry of Finance, Government of India.
- The bank is headquartered in Vadodara, Gujarat in India.
- The parent Bank has an International presence in 94 overseas offices spanning 17 countries including Kenya.
- Registered as a commercial bank in Kenya, the Bank of Baroda provides both personal and corporate banking services.
- It has a mobile banking platform, Baroda Mobi Kenya which is an App on the Google Play Store.
- Click here to download the Baroda Mobi Kenya App on Google Play Store.
9. Ecobank
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- Ecobank, whose official name is Ecobank Transnational Inc., is a pan-African banking conglomerate.
- The bank has banking operations in 33 African countries.
- Ecobank Transnational is the leading independent regional banking group in West Africa and Central Africa, serving wholesale and retail customers.
- Ecobank Kenya (EKE) had an asset base of Ksh. 94.4 billion as of 31st December 2020.
- The bank currently has 16 branches, 29 ATMs, and over 40 Xpress Point Agents located in different parts of Kenya.
- Ecobank Kenya offers individual consumer banking, corporate, and investment banking.
- Click here to download the Ecobank Kenya App on Google Play Store.
10. I&M Bank Kenya
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- I&M Bank Kenya Limited is a commercial bank based in Kenya, the largest economy in the East African Community.
- I&M Bank is licensed by the Central Bank of Kenya which is Kenya’s banking regulator.
- I&M Bank has operations in the following countries through its susidiaries;
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- Rwanda
- Tanzania
- Uganda
- Mauritius
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- It was incorporated on 16th August 1950 and is one of the oldest companies to list on the Nairobi Securities Exchange (NSE).
- The bank currently has an asset base of Ksh. 429 billion and offers the following services in its 83 branches countrywide;
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- Individual banking
- Corporate banking
- Insurance services
- Loans and advances
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- Click here to download the I&M Bank Kenya App on Google Play Store.
11. SBM Bank Kenya
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- SBM Bank Limited, previously known as Fidelity Commercial Bank Limited is a commercial bank in Kenya.
- Fidelity Commercial Bank Kenya was in 2017 purchased and became a subsidiary of SBM.
- The State Bank of Mauritius (SBM) consequently renamed it and became SBM Kenya Bank.
- SBM Bank Kenya offers the following services to its customers;
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- Individual banking
- Corporate banking
- Diaspora banking
- Loans
- Salary accounts and payday advances
- Asset Insurance
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- Click here to download the SBM Bank Kenya Android App on Google Play Store.
- Click here to download the SBM Bank Kenya iOS App.
12. Co-operative Bank of Kenya
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- Co-operative Bank of Kenya is a registered commercial bank in Kenya, the largest economy in the East African Community.
- It is licensed by the Central Bank of Kenya which is the national banking regulator.
- The bank was listed on December 22nd, 2008 using collective shares of 3,805 Co-operative Societies and unions.
- Co-op has a subsidiary, Kingdom Securities Limited which is a stockbroking firm. The bank owns 64.56% of Kingdom Securities.
- Another subsidiary, the Co-operative Bank of South Sudan Ltd offers banking services in the Republic of South Sudan.
- Co-operative Bank offers a wide array of financial services including;
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- Banking for businesses
- Individual banking
- Banking for co-operatives
- Banking for Institutions
- Investor services
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- Co-op Bank has also digitized its services and is now accessible on the world wide web and mobile banking.
- Click here to download the Co-operative Bank mobile App.
13. NCBA Bank
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- NCBA is a major player in Kenya’s banking sector.
- It was formed in a highly publicized 2019 merger between heavyweights NIC Bank and the Commercial Bank of Africa (CBA).
- Headquartered in Nairobi Kenya, NCBA Bank has subsidiaries in the following countries;
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- Uganda
- Tanzania
- Rwanda
- The Ivory Coast
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- The NCBA Bank Kenya offers a wide range of financial services including;
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- Current and savings accounts
- Diaspora banking
- Forex solutions
- Home and plot loans
- Asset finance (car and logbook loans)
- Personal loans
- Overdrafts
- Insurance services for cars, homes, health, critical illness, and personal accident, among others.
- Investment services
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- Alongside other top banks, NCBA Bank controls close to half of Kenya’s market share.
- NCBA offers cutting mobile banking options to its customers featuring a functional online self-service portal and mobile Apps.
- Click here to download the NCBA Kenya Android App on Google Play Store.
- Click here to download the NCBA Bank Kenya iOS App.
14. Guaranty Trust Bank
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- Guaranty Trust Bank (Kenya) Ltd, commonly referred to as GTBank Kenya, is a registered commercial bank in Kenya.
- This is a subsidiary of the n Guaranty Trust Bank PLC which is based in Nigeria.
- The Nigerian bank is a tier 2 bank in Kenya that offers a wide range of services to its customers.
- Apart from Kenya, the bank has operations in the following countries;
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- Uganda
- Rwanda
- South Africa
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- Guaranty Trust Bank (Kenya) Ltd offers the following services;
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- Commercial and corporate banking
- Personal Banking
- SME banking
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- Click here to download the Guaranty Trust Bank Android App on Google Play Store.
15. Citibank Kenya
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- Citibank is an American bank that has operated in Kenya since 1974 with its main branches located in Nairobi and Mombasa.
- Citibank Kenya serves as a regional hub of the Citi East Africa cluster which includes Kenya, Uganda, Tanzania, and Zambia.
- Unlike many commercial banks in Kenya that serve both individuals and corporate customers, Citibank only serves corporate and institutional clients.
- Citibank was founded in 1812 as the City Bank of New York and it is headquartered in New York City, USA.
- Click here to access the Citibank Kenya online banking platform.
16. ABC Bank
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- ABC Bank is the African Banking Corporation Limited, a Kenyan commercial bank established in 1984.
- The bank is headquartered in the Westlands area of Nairobi and jointly holds 10% of the market share with the rest of the tier 3 banks.
- ABC Bank has 15 branches across Kenya and Uganda (11 in Kenya) where it offers the following services;
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- Business Banking
- Personal Banking
- Stock brokerage
- Investment advisory
- Insurance
- Risk management
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- The bank began as Consolidated Finance Company, a Nairobi-based lending institution.
- It has enjoyed steady growth that saw it amass over 50,000 clients across its 4 decades of existence.
- ABC Bank had an asset base of over Ksh. 36 billion by the end of 2022.
- ABC Bank also has a mobile banking platform to make your experience easier.
- Click here to download the ABC Bank Android mobile App.
17. UBA Bank
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- United Bank for Africa PLC is a Multinational pan-African financial services group headquartered in Lagos Nigeria.
- Also known as Africa’s Global Bank, it has subsidiaries in 20 African countries, as well as offices in London, Paris, and New York.
- The Kenyan subsidiary of UBA Bank is a decent licensed financial institution that offers the following services;
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- Cards. Cards are highly convenient and can facilitate various transactions without you visiting the bank.
- Personal banking that includes current and savings accounts
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- Click here to download the UBA Bank Android mobile App.
18. Habib Bank AG Zurich
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- Habib Bank AG Zurich is a Swiss multinational commercial bank which is based in Zurich, Switzerland.
- The bank has subsidiaries operating in Kenya and the following other countries;
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- Pakistan
- South Africa
- The United Arab Emirates
- The United Kingdom
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- Habib Bank AG Zurich offers the following services;
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- Individual Banking
- SME Banking
- Corporate Banking
- Institutional Banking
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- Click here to download the Habib Bank AG Zurich Kenyan mobile App.