A list of All Mobile Loan Apps in Kenya

 

As the tough economic situation continues to bite, many Kenyans dash to mobile loan Apps for financial assistance.

Digital money lenders are the most sought-after institutions for quick loans. The money is often for consumption and sometimes business.

The following is a list of all money lending Apps in Kenya;

 

1. Branch Loan App

1. 1. Branch is a personal finance App that operates in Kenya and other countries like India, Nigeria, and Tanzania.
   2. The Branch App offers loans of Ksh 250 to Ksh 100,000.
   3. Loans issued have interest rates (monthly) that range between 1.6% and 20%.
   4. Click here to download the Branch loan App.

 

 

 

2. Tala Loan App

1. 1. The Tala loan App gives instant loans of up to Ksh. 30,000.
   2. Loans on Tala have a 4% interest.
   3. The App has enlisted over 6 million users.
   4. Click here to download the Tala loan App.

 

 

 

3. Zenka Loan App

1. 1. The Zenka loan App gives 0% interest loans to newly registered users.
   2. You qualify for a loan just a few minutes after registration.
   3. Click here to download the Zenka Loan App.

 

 

 

4. Timiza App

1. 1. Timiza App is affiliated with Absa Bank.
   2. It offers instant loans with a 5% fee or interest.
   3. You can either download the App or dial *848# to get a loan instantly.
   4. Click here to download the Timiza Loan App.

 

 

5. OKash Loan App

1. 1. 1. OKash is a mobile loan App that gives loans from Ksh.500 to Ksh.50,000.
      2. The loans by OKash have an origination fee ranging from Ksh.100 – Ksh. 3000.
      3. Click here to download the Okash Loan App.

 

 

 

6. iPesa Loan App

1. 1. iPesa is a mobile loan App that gives loans from Ksh.500 to Ksh.50,000.
   2.  At iPesa the shortest tenor is 91 days, and the longest is 180 days.
   3. Click here to download the iPesa Loan App.

 

 

7. Zash Loan App

1. 1. Zash Loan App gives up to Ksh. 50,000 loans.
   2. Loan periods range from 91 days – 365 days.
   3. Click here to download the Zash Loan App.

 

 

 

8. OPesa Loan App

1. 1. OPesa is a mobile loan App that offers between Ksh. 1500 and Ksh. 50,000 instant loans.
   2. Loan periods range from 91 and 365 days.
   3. Click here to download the OPesa Loan App.

 

 

9. Kashway App

1. 1. The Kashway loan App offers up to Ksh. 50,000 instant loans.
   2. You can easily download the App from the Playstore and get served with a loan.
   3. The whole process is hassle-free.
   4. Click here to download the Kashway loan App.

 

 

10. Creditmoja digital loan App

1. 1. Creditmoja is a mobile loan App that offers between Ksh. 2500 and Ksh. 50,000 instant loans.
   2. Loan periods range from 91 and 180 days.
   3. Click here to download the Creditmoja loan App.

 

 

11. FairKash Loan App

1. 1. FairKash is a mobile loan App that offers between Ksh. 2,000 and Ksh. 50,000 instant loans.
   2. The loan App has quick loan approval procedures to meet your financial needs.
   3. Click here to download the FairKash Loan App.

 

 

12. FlashPesa Loan App

1. 1. FlashPesa is a mobile loan App that offers between Ksh. 2,000 and Ksh. 50,000 instant loans.
   2. Loan periods range from 91 and 365 days.
   3. Click here to download the FlashPesa Loan App.

 

 

 

13. CreditHela loan App

1. 1. CreditHela is a mobile loan App that offers between Ksh. 1,500 and Ksh. 80,000 instant loans.
   2. Loan periods range from 91 and 365 days.
   3. Click here to download the CreditHela loan App.

 

 

14. KashPlus online loan App

1. 1. KashPlus is a mobile loan App that offers Ksh. 2,000 and Ksh. 100,000 instant loans.
   2. Getting a loan on KashPlus is extremely simple given the easy application steps.
   3. The loan App has quick loan approval procedures to meet your financial needs.
   4. Click here to download the KashPlus Loan App.

 

 

15. Meta Loan App

1. 1. Meta Loan is a mobile loan App that offers between Ksh. 1,000 and Ksh. 80,000 instant loans.
   2. Loan periods range from 91 and 365 days.
   3. Click here to download the Meta Loan App.

 

 

16. LoanPesa App

1. 1. LoanPesa is a mobile loan App that offers between Ksh. 3,000 and Ksh. 50,000 instant loans.
   2. Loan periods range from 91 and 365 days.
   3. LoanPesa’s loan interests range from 5% to 35.5%.
   4. Click here to download the LoanPesa App.

 

 

 

17. MoKash loan App

1. 1. MoKash offers between Ksh. 2,000 and Ksh. 10,000 instant loans.
   2. Loan periods range from 91 and 365 days.
   3. MoKash App loan qualifying age is 20 years.
   4. Click here to download the MoKash loan App.

 

 

18. LendPlus loan App

1. 1. LendPlus offers up to Ksh. 15,000 instant loans.
   2. The loan App has quick loan approval which takes about 15 minutes.
   3.  On this App, you can get an online cash loan at any time of day and any day of the week.
   4. Click here to download the LendPlus loan App.

 

 

 

19. CashNow loan App

1. 1. CashNow offers between Ksh. 3,000 and Ksh. 50,000 instant loans.
   2. Loan periods range from 91 and 365 days.
   3. CashNow loan Interest rates range from 5% to 35.5%.
   4. Click here to download the CashNow App.

 

 

20. MyKes loan App

1. 1. MyKes is a money lending App that offers up to KES 50,000.
   2. On MyKes App you can get loans in moments and you do not require guarantees.
   3. Click here to download the MyKes Loan App.

 

 

 

21. Change Agents (Okolea International)

1. 1. Change Agents App is a locally-developed financial solution to back innovation in business.
   2. The App does both M-PESA and bank disbursements.
   3. It mainly targets Small and Medium Enterprises (SMEs).
   4. To get a loan, you need to download the Change Agents mobile App and fill out a details form.
   5. Loans are disbursed instantly after filling out the form.
   6. Click here to download the Change Agents App.

 

 

22. Patron Fast Loans

1. 1. The Patron is a mobile loan App that does charge service fees on loans.
   2. As opposed to the tradition of several money lenders, Patron App does not deduct any interest from the borrowed amount.
   3. The Patron App also has flexible payment plans where you can repay the loan at once.
   4. Click here to download the Patron Fast Loans App.

 

 

23. Kasi Loan App

1. 1. Kasi Loan offers instant loans to grow businesses, shopping, or any other emergencies.
   2. To qualify for Kasi Loans you must be between 18 and 65 years old.
   3. Click here to download the Kasi Loan App.

 

 

24. Hikash Loan App

1. 1. Hikash Loan App is a digital money lender that offers instant loans of Ksh.1,000 minimum.
   2. You can get money on credit up to Ksh. 20,000.
   3. You are at liberty to choose a repayment date on the Hikash Loan App.
   4. Click here to download the Hikash loan App.

 

 

25. DirectCash loan App

1. 1. DirectCash offers between Ksh. 1,500 and Ksh. 50,000 instant loans.
   2. Once the application is successful, the loan is sent directly to your M-PESA.
   3. Click here to download the DirectCash loan App.

 

 

26. AfrikaLoan Kenya App

1. 1. AfrikaLoan is a mobile loan App that offers between Ksh. 200 and Ksh. 70,000 instant loans.
   2. Loan periods range from 70 and 720 days.
   3. Once the application is successful, the loan is sent directly to your M-PESA.
   4. Click here to download the AfrikaLoan App.

 

 

 

27. Kopa Kash loan App

1. 1. Kopa Kash has a simple swift registration and application process.
   2. On Kopa Kash you can receive the loan on your account or M-PESA in just 5 minutes.
   3. Click here to download the Kopa Kash loan App.

 

 

28. Sky Pesa loan App

1. 1. Sky Pesa is a mobile loan App that offers between Ksh. 1,000 and Ksh. 20,000 instant loans.
   2. Loan periods range from 91 and 180 days.
   3. Sky Pesa works with digital wallets and banks.
   4. Click here to download the Sky Pesa loan App.

 

 

29. Apesa Mobile Loans

1. 1. Apesa App offers loans of up to Ksh. 50,000.
   2. Apesa has a short application process that is fully online at the comfort of your phone.
   3. Click here to download the Apesa loan App.

 

 

30. Kopa Hela loan App

1. 1. Kopa Hela App offers loans of up to Ksh. 50,000.
   2. Kopa Hela has instant loan approval.
   3. The loans are available any time any day.
   4. Click here to download the Kopa Hela loan App.

 

 

31. Musoni Microfinance

1. 1. Musoni is an App that offers quick loans to its registered customers.
   2. The loans start from a minimum of KES 500.
   3. The application and approval procedures do not take more than 72 hours.
   4. All funds are sent or received through mobile money, for example, M-PESA.
   5. Click here to download the Musoni Microfinance App.

 

 

 

32. Stawika Loan App

1. 1. Stawika Loan App offers between Ksh.500 and Ksh. 70,000 instant loans.
   2. The monthly interest fees for the Stawika Loan App range between 7% and 21%.
   3. Click here to download the Stawika Loan App.

 

 

33. Hela Pesa Loan App

1. 1. Hela Pesa App offers between Ksh. 1,500 and Ksh. 70,000 instant loans.
   2. Loan periods on Hela Pesa range from 91 and 365 days.
   3. Click here to download the Hela Pesa App.

 

 

34. CashSea Loan App

1. 1. CashSea is a mobile App that offers loans of up to Ksh. 50,000.
   2. Loan processing on CashSea is fully online and limited to short steps.
   3. Click here to download the CashSea Loan App.

 

 

35. Usawa Loans

1. 1. Usawa Loans is an App where you can get a loan in just a few minutes.
   2. The process from installing the App up to approval time is exceptionally short (around 20 minutes)
   3. Only some of your basic details are needed in the loan application process.
   4. Click here to download the Usawa Loans App.

 

 

 

36. NCBA Loop

1. 1. NCBA Loop is a mobile loan App that offers loans of up to Ksh. 3 million.
   2. You can equally seek overdrafts of up Ksh. 100,000 on the NCBA Loop.
   3. The loan application process is fully online, no paperwork is needed.
   4. Other than the loaning facilities, NCBA Loop helps streamline your spending through the Personal Finance Manager feature.
   5. Click here to download the NCBA Loop App.

 

 

37. PesaPap Wallet 

1. 1. The PesaPap Wallet has a variety of services including;
      1. 1. Loan application
         2. Paying bills
         3. Savings
         4. Purchasing airtime
         5. Money transfer.
   2. Download PesaPap App or Dial *325# to access a loan.

 

 

38. Tunzi Capital

1. 1. Tunzi Capital App offers between Ksh. 1,000 and Ksh. 250,000 instant loans.
   2. Tunzi Capital’s loan repayment period ranges from 90 days to 48 months.
   3. Click here to download the Tunzi Capital App.

 

 

39. Berry Simple Swift Loans

1. 1. Berry Swift Loans is an App where you can get a loan in just a few minutes.
   2. The loan application process lasts for a few minutes while approval takes seconds.
   3. Click here to download the Berry Swift Loans App.

 

 

40. Eazzy Loan App

1. 1. Eazzy loans are a credit facility by the Equity Bank.
   2. Through the official Equity Bank mobile App, you can get instant loans of up to Ksh. 3 million.
   3. The minimum loan amount given under Eazzy Loans is Ksh. 1,000.
   4. Repayment periods for the loans go up to 12 months.
   5. To qualify for the loan you must have had an active Equity Bank account for the previous 6 months.
   6. You can get an Eazzy Loan through;
      1. 1. Downloading the Equity Bank mobile App.
         2. Dialing *247# on your Equitel number
         3. From the Equitel menu

 

 

41. HF Whizz Loan

1. 1. HF Whizz Loan is a digital banking platform that offers a wide range of financial services.
   2. The services at HF Whizz Loan include;
      1. 1. Loans
         2. Deposits and transfers
         3. Savings
   3. Click here to download the HF Whizz Loan App.

 

 

42. M-Shwari

1. 1. M-Shwari is a mobile savings and loan service operated by Safaricom PLC.
   2. Under M-Shwari you can secure a loan from Ksh. 1000 with just Ksh. 1 savings in total.
   3. The maximum loan amount you can get from M-Shwari is Ksh. 1 million.
   4. You are required to have been an M-PESA user for at least 6 months.
   5. You can get M-Shwari loans by activating the service from your M-PESA menu.

 

 

43. KCB M-PESA

1. 1. KCB M-PESA is a mobile savings and loan service operated by the Kenya Commercial Bank.
   2. Alongside M-Shwari, this service is integrated into the Safaricom M-PESA platform.
   3. This means that for you to access KCB M-PESA loans, you must activate it from your M-PESA menu.
   4. The minimum KCB-MPESA loan amount is Ksh. 1,000.
   5. Repayment periods range from 1 to 12 months.

 

 

44. Fuliza

1. 1. Fuliza is a loan service that allows you to complete M-PESA funds transfer even when you have an insufficient account balance.
   2. The mobile loan service has registered increased usage among Kenyans.
   3. Dial *234# to activate Fuliza on your phone.
   4. Loaned amounts are automatically deducted once you receive money in your M-PESA account.

 

 

45. Mco-op Cash

1. 1. Mco-op Cash is a mobile banking App operated by the Cooperative Bank of Kenya.
   2. Through the Mco-op Cash App, you can secure either a business or a salary loan.
   3. For a Business Plus loan, you must be operating a business account at the Cooperative Bank.
   4. For a salary loan, you must be receiving your salary through the Cooperative Bank.
   5. You can get at least Ksh. 100 up to a maximum of Ksh. 1,000,000 in Business Plus loans.
   6. You can get at least Ksh. 1,000 up to a maximum of Ksh. 500,000 in salary loans.
   7. Click here to download the Mco-op Cash App.

 

This list is subject to updates. More Apps are set to be added.